Fraud Rates by Country 2026

Fraud is one of the fastest-growing crimes globally, encompassing various schemes designed to deceive victims for financial gain. This analysis presents fraud rates per 100,000 population across 82 countries, based on official data reported to the United Nations Office on Drugs and Crime (UNODC).

Fraud Rates by Country 2026 Map

What is Fraud?

Fraud involves intentional deception to secure unfair or unlawful gain, or to deprive a victim of a legal right. Common types include:

  • Financial fraud – Bank fraud, credit card fraud, investment scams
  • Identity theft – Using someone's personal information illegally
  • Insurance fraud – False claims or staged accidents
  • Consumer fraud – Deceptive sales practices, fake products
  • Tax fraud – Evading taxes through false declarations

[TABLE2|title=Fraud Rates by Country Per 100k Population]

Important Note on Interpreting This Data

Fraud statistics are heavily influenced by digital infrastructure and financial system sophistication. Countries with advanced banking systems, widespread internet use, and high e-commerce activity naturally report more fraud cases. Many fraud cases go unreported, especially smaller amounts where victims feel embarrassed or believe reporting is futile.

Key Findings

Sweden leads dramatically with 2,372 fraud cases per 100,000 population in 2022, nearly 2.5 times higher than the second-ranked country. This reflects Sweden's highly digitized society and comprehensive fraud reporting systems.

Northern European countries dominate the top rankings: Belgium (975), Denmark (969), Finland (968), and Germany (953) all report rates near 1,000 per 100,000.

Singapore showed a notable increase from 294 in 2020 to 601 in 2022, more than doubling, reflecting the rise of online scams in the digitally connected city-state.

The United Kingdom showed an unusual decrease from 961 in 2021 to 307 in 2022, possibly indicating changes in classification or reporting methodology.

Asian countries generally report lower rates: Japan (30.34), Thailand (26.97), though these figures likely reflect underreporting rather than lower actual fraud levels.

Fraud Rates by Country Per 100k Population

#
Country
2020
2021
2022
1
Sweden
Sweden
2,694 2,479 2,372
2
Belgium
Belgium
830 880 975
3
Denmark
Denmark
924 777 969
4
Finland
Finland
852 857 968
5
Germany
Germany
966 948 953
6
Spain
Spain
756 761 916
7
Austria
Austria
610 640 777
8
Luxembourg
Luxembourg
234 359 718
9
Italy
Italy
590 737 688
10
Singapore
Singapore
294 457 601
11
Uruguay
Uruguay
319 432 582
12
Liechtenstein
Liechtenstein
454 471 501
13
Canada
Canada
441 440 461
14
Poland
Poland
362 465 455
15
Portugal
Portugal
357 387 429
16
Norway
Norway
353 350 422
17
France
France
350 409 392
18
Chile
Chile
433 408 376
19
Costa Rica
Costa Rica
301 348 326
20
Saint Lucia
Saint Lucia
10.1 14.56 312
21
United Kingdom
United Kingdom
831 961 307
22
Malta
Malta
157 453 296
23
Switzerland
Switzerland
240 277 293
24
United States
United States
- 266 270
25
Colombia
Colombia
156 208 257
26
Hungary
Hungary
158 159 215
27
Israel
Israel
212 202 209
28
Ireland
Ireland
118 303 201
29
Estonia
Estonia
139 214 193
30
Ecuador
Ecuador
168 219 189
31
Macau
Macau
147 188 187
32
Slovenia
Slovenia
162 165 173
33
Czech Republic
Czech Republic
75.37 111 151
34
Iceland
Iceland
184 172 144
35
Lithuania
Lithuania
96.15 117 141
36
Bahamas
Bahamas
138 191 137
37
Latvia
Latvia
91.05 158 124
38
Paraguay
Paraguay
- 112 122
39
Panama
Panama
80.13 118 110
40
El Salvador
El Salvador
47.97 83.06 101
41
Greece
Greece
37.94 80.78 98.77
42
Croatia
Croatia
63.4 75.12 89.28
43
Mexico
Mexico
63.89 81.1 87.12
44
Peru
Peru
40.63 60.75 76.73
45
Romania
Romania
57.87 61.93 64.01
46
Grenada
Grenada
73.06 28.28 55.6
47
Serbia
Serbia
31.72 39.49 49.18
48
Barbados
Barbados
52.54 29.42 42.15
49
Dominica
Dominica
10.36 61.01 40.4
50
Slovakia
Slovakia
36.37 35.11 38.77
51
Saint Kitts and Nevis
Saint Kitts and Nevis
27.74 21.38 38.54
52
Jordan
Jordan
24.73 32.1 36.07
53
Cyprus
Cyprus
18.74 31.12 35.9
54
Oman
Oman
19.57 - 35.33
55
Albania
Albania
27.79 32.32 34.27
56
Bulgaria
Bulgaria
24.1 23.83 33.68
57
Australia
Australia
44.88 36.14 32.12
58
Japan
Japan
24.12 26.54 30.34
59
Morocco
Morocco
6.98 - 28.77
60
Thailand
Thailand
12.7 15.26 26.97
61
Antigua and Barbuda
Antigua and Barbuda
10.89 4.33 25.85
62
Palestine
Palestine
109 18.61 20.39
63
Bosnia and Herzegovina
Bosnia and Herzegovina
16.46 - 18.22
64
Montenegro
Montenegro
9.54 6.62 6.35
65
Guyana
Guyana
6.19 3.8 4.87
66
Honduras
Honduras
2.35 2.51 4.2
67
Myanmar
Myanmar
6.16 - 3.82
68
Algeria
Algeria
- - 3.03
69
Saint Vincent and the Grenadines
Saint Vincent and the Grenadines
1.93 2.92 0.98
70
Kenya
Kenya
1.06 0.96 0.87
71
Guatemala
Guatemala
0.55 0.7 0.28
72
Bolivia
Bolivia
0.01 0.05 0.04
73
Kyrgyzstan
Kyrgyzstan
266 - -
74
Russia
Russia
225 - -
75
Mongolia
Mongolia
130 - -
76
New Zealand
New Zealand
58.7 - -
77
Ukraine
Ukraine
57.49 - -
78
Dominican Republic
Dominican Republic
36.76 - -
79
Trinidad and Tobago
Trinidad and Tobago
33.96 - -
80
Kosovo
Kosovo
26.72 - -
81
Azerbaijan
Azerbaijan
20.46 - -
82
Botswana
Botswana
7.99 - -

Data Source

  • Source: UNODC (United Nations Office on Drugs and Crime) – Corruption and Economic Crime Statistics
  • Unit: Rate per 100,000 population
  • Years covered: 2020, 2021, 2022
  • Countries included: 82 countries with available data

Frequently Asked Questions

Why is Sweden's fraud rate so much higher than other countries?

Sweden's fraud rate of 2,372 per 100,000 is exceptionally high due to several factors: Sweden is one of the world's most digitized societies with widespread online banking and e-commerce, creating more opportunities for fraud. The country also has excellent fraud reporting systems and high public awareness encouraging victims to report. Additionally, Sweden's definition of fraud may be broader than other countries, capturing more types of deceptive practices.

How has digitalization affected fraud rates globally?

Digitalization has dramatically increased fraud rates worldwide. Countries with high internet penetration, widespread online banking, and active e-commerce markets report significantly higher fraud rates. Singapore's rate more than doubled from 294 to 601 between 2020-2022 as online scams proliferated. The COVID-19 pandemic accelerated this trend as more transactions moved online, creating new opportunities for fraudsters targeting inexperienced digital users.

Data Disclaimer: Projected data (future years) are estimates based on mathematical models. Actual values may differ. Learn about our methodology →

Sources

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